Expert Mortgage Advice and Legal Support in Sydney
Securing a mortgage is one of the biggest financial commitments you’ll make — and it’s essential to get the right legal advice to protect your financial future. At Eleven Legal, our experienced mortgage lawyers in Sydney provide expert guidance on all aspects of home loans, property financing, and settlements.
Whether you’re applying for a new loan, refinancing, guaranteeing a loan or dealing with a dispute, we offer clear and practical advice tailored to your situation. From reviewing documentation to managing complex settlements, our team ensures you understand your rights and secure the best possible outcome.
Professional Mortgage Lawyers in Sydney
At Eleven Legal, we assist individuals, businesses and SMSF’s with all mortgage-related legal matters. Our team understands the complexities of the Australian property market and works with you to protect your financial interests at every stage of the process.
If you are acting as a guarantor, obtaining independent legal advice is essential to ensure you fully understand your obligations and the potential risks involved. Independent legal advice for guarantors involves consulting with a lawyer who is not connected to the lender or borrower, allowing you to receive unbiased guidance on the terms and conditions of the guarantee agreement. This process ensures you are aware of the extent of your liability, the financial and legal implications of signing as a guarantor, and any specific risks associated with the transaction.
Many lenders require a certificate of independent legal advice before proceeding, confirming that you have received comprehensive advice and are entering the agreement freely and with full knowledge of your responsibilities. We offer a fixed fee service to provide this advice. Please contact us to discuss this service and book an appointment.

What We Can Help With
Understanding the terms of your mortgage is critical to avoid unexpected costs and penalties. Our lawyers provide comprehensive advice, including:
Reviewing and explaining loan agreements
Ensuring compliance with Australian lending regulations
Identifying hidden fees and charges
Providing independent legal advice to guarantors
We ensure you understand your obligations and rights before you sign any agreement.
If you’re considering refinancing or restructuring your mortgage, our team can provide tailored advice to help you secure better terms. We assist with:
Challenging unfair or misleading loan terms
Representing you in negotiations and legal proceedings
Handling debt recovery issues
The settlement process is the final step in securing your property — and it’s crucial that everything runs smoothly. We manage all aspects of settlements to protect your interests, including:
Coordinating settlement with lenders and vendors
Managing the transfer of funds and documentation
Advising on settlement fees and adjustments
Handling the legal transfer of property ownership
We make sure your settlement is handled efficiently and without unexpected delays.
Accurate and legally sound documentation is essential for a smooth mortgage process. We ensure that all paperwork complies with Australian financial regulations and is in your best interest. Our services include:
Drafting and reviewing mortgage contracts
Ensuring accurate completion of legal forms
Advising on guarantor agreements
Managing contract amendments and variations
We take care of the paperwork so you can focus on your property goals.
Why Choose Eleven Legal for Mortgage Advice in Sydney?
Over 10 years of experience in mortgage law
Specialist knowledge of Australian regulations
Fixed-fee structure with no hidden costs
Personalised advice tailored to your financial situation

Book an Appointment with Eleven Legal
Need expert advice on mortgages in Sydney? Whether you need help with loan agreements, refinancing, or dispute resolution, our experienced lawyers at Eleven Legal are here to help.